CPP

On Monday, Canada’s finance ministers announced an “agreement in principle” to expand the Canada Pension Plan (CPP), which will force Canadians to contribute more to the program.

Étiquettes:

CPP, canada pension plan, government transparency, retirement income

Juin 21, 2016 5:04PM

Despite agreement among finance ministers, CPP expansion is unnecessary

Charles Lammam, Hugh MacIntyre

Lack of a workplace pension does not doom someone to a financially insecure retirement.

Étiquettes:

CPP, canada pension plan, retirement income, pension contribution rates, RRSP

Juin 21, 2016 9:09AM

Case for expanding the CPP based on myths—not facts

Charles Lammam, Hugh MacIntyre

In 2014, these non-pension assets totalled $9.5 trillion, dwarfing the $3.3 trillion assets in the formal pension system.

Étiquettes:

CPP, canada pension plan, retirement income, guaranteed income supplement, CPP myths

Juin 17, 2016 12:36PM

Don’t be misled—expanding the CPP won’t help financially vulnerable seniors

Charles Lammam, Hugh MacIntyre

A two dollar increase in CPP income could result in a one dollar reduction in GIS benefits.

Étiquettes:

CPP, canada pension plan, retirement income, guaranteed income supplement, low income seniors

Juin 17, 2016 11:37AM

It’s a myth that most Canadians aren’t adequately prepared for retirement

Charles Lammam, Hugh MacIntyre

Accounting for non-pension assets in projections of future retirement income makes a difference.

Étiquettes:

CPP, CPP benefits, ORPP, OAS benefits, GIS, retirement income, seniors

Juin 16, 2016 3:00AM

Myth—the CPP is a low-cost pension plan

Philip Cross

The Canada Pension Plan’s total costs have doubled over the past decade.

Étiquettes:

philip cross, cpp costs, CPP, canada pension plan, Justin Trudeau, bill morneau, taxes

Juin 13, 2016 3:44PM

Myth: Canada has a retirement income crisis

Philip Cross

This sea change in labour-force behaviour of older workers was completely unanticipated by research into pension adequacy.

Étiquettes:

retirement income, CPP, canada pension plan, old age security, guaranteed income supplement

Juin 13, 2016 3:00AM

CPP expansion won't help Canadian retirees most in need of assistance

Charles Lammam, Hugh MacIntyre

A higher CPP benefit could trigger a reduction in federal (and provincial) government benefits targeted at low-income seniors.

Étiquettes:

CPP, canada pension plan, OAS benefits, retirement income, seniors

Formulaire de recherche

So much for lower taxes on Canada’s middle class

Expanding the CPP will increase forced contributions, unlikely to boost retirement savings

Where’s the transparency? Plan to expand the CPP shrouded in uncertainty

Despite agreement among finance ministers, CPP expansion is unnecessary

Case for expanding the CPP based on myths—not facts

Don’t be misled—expanding the CPP won’t help financially vulnerable seniors

It’s a myth that most Canadians aren’t adequately prepared for retirement

Myth—the CPP is a low-cost pension plan

Myth: Canada has a retirement income crisis

CPP expansion won't help Canadian retirees most in need of assistance