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1. Concerns over household debt in Canada are overblown

   Appeared in the Financial Post, July 18, 2017 With headlines like "Canadian household debt levels hit a record high" and dire warnings from top policymakers such as Bank of Canada governor Stephen Poloz, many Canadians may think household debt ...

2. Federal finances and the irony behind Ottawa’s new ‘stress test’

   Appeared in the Financial Post, October 18, 2016 Ottawa recently announced a series of new regulations for the housing market to “protect the long-term financial security of borrowers and all Canadians.” You have to love the irony. While the federal ...