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1. Myth: Canada has a retirement income crisis

   Appeared in the Vancouver Sun, June 13, 2016 The federal and provincial governments will soon meet in Vancouver to again discuss a possible expansion of the Canada Pension Plan and increase in mandatory contribution rates. There are several reasons to ...

2. Responding to critics of 'retirement income' and 'CPP' studies

   Since 2013, the Fraser Institute has published a number of studies examining aspects of the state of retirement income in Canada, including reforms to the Old Age Security, the true state of retirement income adequacy, the total costs ...

3. Evaluating the Proposed Ontario Pension Plan

   The Ontario government has proposed its own supplement to the CPP in an attempt to force more saving. In reality, Ontarians typically have an above-average saving rate, double that of the rest of Canada as recently as 2009. Saving in Ontario returned to ...

4. Plans to expand government pensions based on faulty assumptions

   Appeared in the Financial Post With talks to expand the Canada Pension Plan having stalled, the Ontario government has pledged to roll out its own provincial version. The impulse for a ‘big CPP’ hinges on the assumption that Canadians are too ignorant or ...

5. The Reality of Retirement Income in Canada

   Building on the three pillars of Canada?s pension system, the current retirement income system serves the vast majority of Canadians very well. The problem of poverty among the elderly, which drove many of the reforms in the 1970s and 1980s, has largely ...