Search

Search results

1. Call a spade a spade—CPP payroll tax is a tax

   Our recent study found that virtually all Canadian families with children will soon pay higher taxes due to federal income tax changes already in place and forthcoming increases to the Canada Pension Plan (CPP) payroll tax. If the ...

2. Expanding the CPP—unnecessary and counterproductive

   Appeared in the Vancouver Province, November 10, 2016 In a recent op-ed in The Province, respected actuary Robert Brown responded to our criticism of the federal government’s case for expanding the Canada Pension Plan. While we’re pleased Mr. Brown has ...

3. Federal government fails to make convincing case for CPP expansion

   Appeared in the Calgary Herald, October 8, 2016 The Trudeau government recently introduced legislation to expand the Canada Pension Plan—a move that will require working Canadians to pay higher payroll taxes in exchange for increased benefits in ...

4. CPP expansion will do little to boost rate of return, particularly for younger Canadians

   Last month Canada’s federal and provincial finance ministers announced an expansion of the Canada Pension Plan (CPP). Some have tried to justify expansion by claiming that the CPP provides a high rate of return for retired Canadians. ...

5. Australia’s system of individual retirement saving accounts vs. the collective CPP model

   Ottawa and the provinces have announced an “agreement in principle” to expand the Canada Pension Plan (CPP), requiring increased mandatory contributions from workers starting in 2019 in exchange for higher CPP retirement benefits in the ...

6. Pension expert fuels misunderstanding about the benefits of CPP expansion

   Appeared in the Financial Post, July 13, 2016 The “agreement in principle” to expand the Canada Pension Plan (CPP) is a major change to one of the key pillars of Canada’s retirement income system. While we encourage an informed debate about the costs and ...

7. Pension expert fuels misunderstanding about benefits of CPP expansion

   The “agreement in principle” to expand the Canada Pension Plan (CPP) represents a major change to one of the key pillars of our country’s retirement income system. While we encourage an informed debate about the costs and benefits of the ...

8. Where’s the transparency? Plan to expand the CPP shrouded in uncertainty

   The federal government has made a big deal about being committed to openness and transparency. In fact, it was in this spirit that the government actually devoted an entire chapter in its first budget to “open and transparent government” ...

9. Expanding the CPP unlikely to increase overall retirement savings

   Earlier this week, Canada’s finance ministers reached an “agreement in principle” on expanding the Canada Pension Plan (CPP), which starting in 2019, will require Canadian workers to contribute more to the CPP. In speaking at the joint ...

10. Despite agreement among finance ministers, CPP expansion is unnecessary

    Appeared in the Financial Post, June 21, 2016 This week in Vancouver, Canada’s finance ministers reached an agreement to expand the Canada Pension Plan (CPP)—a move that will eventually increase mandatory contributions (payroll taxes) on working Canadians ...