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  1. Canadians will receive meagre rate of return on CPP contributions

    Appeared in the Financial Post, April 4, 2018 Misperceptions plague the public’s view of the Canada Pension Plan (or CPP). Mark Machin, CEO of the Canada Pension Plan Investment Board (CPPIB)—the organization tasked with investing CPP contributions ...

  2. Call a spade a spade—CPP payroll tax is a tax

    Our recent study found that virtually all Canadian families with children will soon pay higher taxes due to federal income tax changes already in place and forthcoming increases to the Canada Pension Plan (CPP) payroll tax. If the ...

  3. Return on CPP contributions still meagre after expansion

    Appeared in the New Brunswick Telegraph-Journal, July 22, 2016 The expansion of the Canada Pension Plan (CPP), announced in June by Canada’s federal and provincial finance ministers, has sparked important questions about what the changes will mean for ...

  4. Rates of return for expanded CPP remain meagre

    Last month, Canada’s finance ministers announced an “agreement in principle” to expand the Canada Pension Plan (CPP), which will require workers to pay more into the program starting in 2019 in exchange for higher CPP retirement benefits in the future. As ...

  5. Pension expert fuels misunderstanding about benefits of CPP expansion

    The “agreement in principle” to expand the Canada Pension Plan (CPP) represents a major change to one of the key pillars of our country’s retirement income system. While we encourage an informed debate about the costs and benefits of the ...

  6. Expanding the CPP unlikely to increase overall retirement savings

    Earlier this week, Canada’s finance ministers reached an “agreement in principle” on expanding the Canada Pension Plan (CPP), which starting in 2019, will require Canadian workers to contribute more to the CPP. In speaking at the joint ...

  7. It’s a myth that most Canadians aren’t adequately prepared for retirement

    The debate about expanding the Canada Pension Plan (CPP) is heating up so it’s important to arm Canadians with facts about our retirement income system. After all, proponents of expansion often rely on inaccurate information or mistaken ...