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1. High School Student Seminars

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2. Post Secondary Student Seminars

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3. Myth 5 – Expanding the CPP will help financially vulnerable seniors

   Finally, Canadians worry about financially vulnerable seniors. Surely expanding the CPP will help them have a more comfortable retirement? Unfortunately, it will not. To begin with, it is important to understand which group of seniors is most vulnerable. ...

4. Myth 4 – The CPP produces excellent returns for individual contributors

   Some CPP expansion proponents point to the excellent returns earned by the Canada Pension Plan fund since 2000, implying that expanding the program would be a good deal for contributing Canadians. However, this claim conflates the returns earned by the ...

5. Myth 3 – The CPP is a low-cost pension plan

   Another misleading argument made in favour of expanding the CPP is that it is a “low cost” pension plan. In reality, the operating expenses cited by the Canada Pension Plan Investment Board (CPPIB), which manages the CPP’s investments, cover only a ...

6. Myth 2 – Higher CPP contributions will increase overall retirement savings

   A second key myth is that increasing the CPP will result in a net increase in overall retirement savings. Unfortunately, this is not true. Any increase in the CPP will be offset by lower savings in private accounts. Canadians choose how much they save and ...

7. Myth 1 – Canadians aren’t saving enough for retirement

   A core argument for expanding the CPP is that Canadians are not currently saving enough for retirement. In fact, most Canadians adequately prepare for retirement—a conclusion reached by a major research working group created by Canada’s finance ministers ...

8. 5 Myths of the Canada Pension Plan

   CANADIANS ARE NOT SAVING ENOUGH FOR RETIREMENT The evidence shows most Canadians are well prepared for retirement and claims to the contrary ignore the ample resources outside the formal pension system available to Canadians when they retire. Higher CPP ...

9. More from the Fraser Institute

   The Fraser Institute offers several innovative programs and initiatives that encourage improvement and honour achievements.   Addington Centre for Measurement Named for the late Raymond Addington, former chairman of the Fraser Institute Board of Trustees, ...

10. Tax Freedom Day Calculator

    Use the Personal Tax Freedom Day calculator to determine the day you stopped working for government and started working for yourself. 0 ...