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  1. Myth: Canada has a retirement income crisis

    Appeared in the Vancouver Sun, June 13, 2016 The federal and provincial governments will soon meet in Vancouver to again discuss a possible expansion of the Canada Pension Plan and increase in mandatory contribution rates. There are several reasons to ...

  2. CPP expansion won't help Canadian retirees most in need of assistance

    Canada’s Finance Ministers will meet next week to discuss options for raising mandatory contributions to the Canada Pension Plan (CPP) to provide increased benefits in retirement. However, the ongoing debate about expanding the CPP has ...

  3. Expanding the CPP will not help Canada’s most financially vulnerable seniors

    Appeared in the Financial Post, June 2, 2016 After years of debate, the Trudeau Liberals have rekindled the push to expand the Canada Pension Plan (CPP), with the federal government committed to achieving an agreement with the provinces. Finance Minister ...

  4. Expanding the Canada Pension Plan Will Not Help Canada's Most Financially Vulnerable Seniors

    Concerns about the adequacy of retirement income are mostly driven by a misplaced focus on middle (and sometimes upper) income Canadians not saving enough for retirement. The debate should be refocused on Canadian seniors who, because of their very low ...

  5. CPP benefits vary widely depending on when you were born

    Appeared in the Toronto Sun, May 13, 2016 For working Canadians, contributions to the Canada Pension Plan (CPP) are a regular bill observed on their paycheques. Those contributions, however, secure a future benefit when they retire. The value of that ...

  6. Understanding CPP benefits and the dramatic decline in rates of return

    Appeared in the Globe and Mail, May 7, 2016 The proposed expansion of the Canada Pension Plan (CPP) is expected to be front and centre at the upcoming meeting of the provincial finance ministers in June. Unfortunately, many of the arguments for expanding ...

  7. Rates of Return for the Canada Pension Plan

    There is confusion regarding the rates of return earned by the Canada Pension Plan Investment Board (CPPIB), which manages the investable funds of the Canada Pension Plan (CPP) with the returns received by individual Canadian workers in the form of CPP ...

  8. Responding to critics of 'retirement income' and 'CPP' studies

    Since 2013, the Fraser Institute has published a number of studies examining aspects of the state of retirement income in Canada, including reforms to the Old Age Security, the true state of retirement income adequacy, the total costs ...

  9. Forget CPP expansion; let’s talk about ways to actually help seniors who need it

    After Canada’s finance ministers met back in December 2015, the push to expand the Canada Pension Plan (CPP) halted somewhat, with the ministers agreeing to revisit the issue at their June 2016 meeting. As we have noted before, the ...

  10. Rethink Ontario’s unnecessary and counterproductive pension plan

    Appeared in the Toronto Sun, January 20, 2016 In December, Canada’s finance ministers decided to at least temporarily put the brakes on a proposed expansion of the Canada Pension Plan (CPP). This was a welcome development, since expanding the CPP is a ...