Municipal Policy

— Jul 23, 2020
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Changes in the Affordability of Housing in Canadian and American Cities, 2006–2016 is a new study that measures changes in housing affordability—shelter costs as a share of income—over a 10-year period in 396 cities in Canada and the United States. Crucially, while affordability increased by an average of 10.5 per cent for the 344 American metropolitan areas included in the analysis, housing affordability actually decreased by 7.6 per cent, on average, in the 52 Canadian metropolitan areas over the same 10-year period. Put differently, while the majority of U.S. cities included in the analysis simultaneously experienced population and income growth and increasing housing affordability, Canada’s largest cities—while experiencing similar population and income growth—became less affordable to live in.

— Oct 17, 2019
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Who Bears the Burden of Property Taxes in Canada’s Largest Metropolitan Areas?

Who Bears the Burden of Property Taxes in Canada’s Largest Metropolitan Areas? analyzes the ratio of municipal and provincial property tax rates (including education) paid by residents, businesses and industries in Canada’s major urban areas. It finds that across the country, but particularly in the cities of Toronto, Montreal, Calgary, Edmonton and Vancouver, businesses pay much higher property tax rates than residents, which can erode competitiveness and lead to business migration, reduced hiring and investment, and even business closures.

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