CPP benefits

— Apr 4, 2018
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Canadians will receive meagre rate of return on CPP contributions

Canadians born after 1970 can expect a rate of return on their CPP contributions of between 2.3 per cent and 2.5 per cent.

— Jan 17, 2018
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The program is designed so Canadians who die early in life subsidize those who live longer.
— Dec 14, 2017
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CPP reforms need a complete rethink

For retirees born after 1993, the CPP rate of return will be a meagre 2.5 per cent.

— Jul 28, 2016
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The rate of return Canadians—especially younger workers—will receive on their CPP contributions is meagre and will remain so even after expansion.
— Jul 14, 2016
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Rates of return for expanded CPP remain meagre

The provinces and the federal government have reached an agreement in principle on Canada Pension Plan expansion, with ratification of the agreement expected this week. But despite an expanded CPP, workers in Canada—particularly younger workers—will still receive a meagre rate of return from their CPP contributions.

— Jul 7, 2016
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In 2014, savings in non-pension assets totalled $9.5 trillion, dwarfing the $3.3 trillion assets in the formal pension system.