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The CPP is a mandatory, employment-related pension system governed jointly by the federal and provincial governments and administered by the federal government. It pays retirement and other benefits calculated in relation to earnings up to a maximum approximating the average wage and charges contributions on earnings between a yearly minimum of $3,500 and the same maximum. Originally set up to run on a pay-as-you-go basis with no significant prefunding of benefits, the CPP underwent reforms in 1998 that trimmed benefits and ramped up contribution rates.

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Today, from direct observation, the average Albertan is probably aware only that police services in the province are provided either by the RCMP or by municipal police officers. In fact, there are four distinctive types of police services currently provided in Alberta: RCMP policing, municipal policing, First Nations policing, and regional policing, which has been a legal option under the Alberta Police Act since 1988. (Alberta, 1991, p.13) Historically the arrangements that have led to the several types of policing are quite distinct, as are the needs served by the several police services.

As the historical sketch given in the introduction of this paper regarding the introduction and dissolution of the federal police in Alberta indicates, explicit agreements between the two orders of government (or their abrogation) have proven decisive. In addition, however, the form of policing in any given community is also conditioned by regulations reflecting the population of that community and by the option of a discretionary act by the local municipal government. This section will briefly introduce the different types of policing arrangements present in Alberta and summarize the perceived advantages and disadvantages of each.

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It is commonplace to assert that public auto insurance is cheap. Research published by the Consumers' Association of Canada (CAC) has gained wide coverage in the media and is quoted by various interests on all sides of the political spectrum. The public insurers all post premium comparisons on their web sites and in their annual reports that purport to show that public insurance is cheaper. This Alert proves that such assertions are false. It is a myth that auto insurance in the public insurance provinces (British Columbia, Saskatchewan, Manitoba, and Quebec) is relatively inexpensive.

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Widely televised firearm murders in many countries during the 20th Century have spurred politicians to introduce restrictive gun laws. The politicians then promise that the new restrictions will reduce criminal violence and create a safer society. It is time to pause and ask if gun laws actually do reduce criminal violence.

Gun laws must be demonstrated to cut violent crime or gun control is no more than a hollow promise. What makes gun control so compelling for many is the belief that violent crime is driven by the availability of guns and, more importantly, that criminal violence in general may be reduced by limiting access to firearms.

In this study, the author examines crime trends in Commonwealth countries that have recently introduced firearm regulations: i.e., Great Britain, Australia, and Canada. The widely ignored key to evaluating firearm regulations is to examine trends in total violent crime, not just firearms crime. Since firearms are only a small fraction of criminal violence, the public would not be safer if the new law could reduce firearm violence but had no effect on total criminal violence.

The United States provides a valuable point of comparison for assessing crime rates because the criminal justice system there differs so drastically from those in Europe and the Commonwealth. Not only are criminal penalties typically more severe in the United States, often much more severe, but also conviction and incarceration rates are usually much higer. Perhaps the most striking difference is that qualified citizens in the United States can carry concealed handguns for self-defence. During the past few decades, more than 25 states in the United States passed laws allowing responsible citizens to carry concealed handguns. In 2003, there are 35 states where citizens can get such a permit.

The upshot is that violent crime rates, and homicide rates in particular, have been falling in the United States. The drop in the American crime rate is even more impressive when compared with the rest of the world.

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Report Card on Quebec's Secondary Schools: 2003 Edition. The foundation of the Report Card is an overall rating of each school's academic performance on a scale from 0 to 10. For each school for the seven school years 1996 through 2002 (where data were available).

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This commentary outlines the fiscal choices and outcomes that are possible over the next five months and through the rest of the government’s mandate. It is the government’'s task to choose which of these paths can move Ontario'’s economy and fiscal affairs forward in the best possible way.

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Canada as a nation and its constituent provinces have travelled a difficult path over the better part of the last decade to achieve balanced budgets. It is critical for Canada and the provinces to take the next step on the continuing path towards fiscal responsibility. That next step is the introduction of constitutionally entrenched laws enforcing tax and expenditure limitations (TELs).