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Medical savings accounts (MSAs) are health accounts that are established in conjunction with high-deductible health insurance. They can be set up by individuals, employers, or by the government. The most common type is the American employer-funded MSAs.

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Although the merits of free trade are widely accepted by economists and policy makers, criticism of free trade as sound economic policy is still widespread. In both Canada and the United States, critics of free trade attract substantial public attention. Protectionists and economic nationalists argue that free trade causes economic ruin and the loss of national identity.

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This document is designed to give the reader an overview of national environmental quality in Canada and the United States. It does not attempt to develop indicators for global controversies such as tropical rainforest deforestation, climate change, and bio-diversity. Most of the data in this report come from the Organisation for Economic Cooperation and Development.

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A Secondary Schools Report Card for British Columbia collects a variety of relevant, objective indicators of school performance into one easily accessible public document so that all interested parties-parents, school administrators, teachers, students, and taxpayers-can analyze and compare the performance of individual schools.

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This volume presents papers selected from those given at the Fraser Institute's Conference The Privatization of Correctional Services held in Toronto, July 10-11, 1996. The process of privatizing correctional facilities and functions has been taking place in a number of countries for the past 20 years and, although in Canada some aspects of service provision are already performed by the private sector, privatization of major prison services is just beginning. As in other areas of this sort, the services provided by government are not synonymous with services being produced by government.

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More than a decade ago, Michael Walker, the Executive Director of The Fraser Institute in Vancouver, Canada, and Nobel laureate Milton Friedman organized a series of conferences with the objective of clearly defining and measuring economic freedom. They were able to attract some of the world's leading economists including Gary Becker, Douglass North, Peter Bauer, and Assar Lindbeck to participate in the series and provide input for the study.

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The Canadian Government is being forced by large budget deficits and public debt to be more fiscally responsible. Governments have two ways to spend: they can extract money through taxation and spend it directly, or they can order individuals and firms to spend their own resources in order to achieve the government's goals. This latter route is called regulation.