retirement

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How interest rates affect labour participation among Canadian workers young and old

Workers aged 55 years and over hold one-fifth of the jobs in Canada.


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The participation rate for Canadian women aged 60-64 has more than doubled.


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Government workers in B.C. are absent from their jobs for personal reasons 49 per cent more often than private-sector workers.


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Statistics Canada looked at the impact of aging on labour market participation rates.


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Most Canadians under the age of 25 have little or no wealth.

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Calls for More Policy Reversals
Reversing course and raising the age of eligibility for retirement benefits to 67 from 65 would be politically costly, but it makes eminent sense when one considers the aging of our population.

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As Canada's finance ministers meet to discuss the Canada Pension Plan, the debate has thus far been insulated from international pension models and limited to whether or not we should expand the CPP.


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In 2012, the federal government shocked many Canadians by announcing an important change in the cherished Old Age Security (OAS) program, one of three key income programs for seniors. The reform, which was implemented in the 2013 budget, increases the age of eligibility for OAS to 67 from 65 beginning in 2023 with full implementation achieved in 2029. While the reform is a positive first step given the aging of Canadians, more is needed.